Privacy Policy

Dear Policyholder:

As your insurance agent or broker, our objective is to
professionally serve your insurance needs. We recognize that in
providing these services, we have an obligation to safeguard the
personal information you entrust to us, as well as other
information we may collect as part of the insurance transaction.

This notice describes the privacy practices and standards we
have adopted to protect and ensure the confidentiality of your
non-public personal information. All of the companies listed
below adhere to these practices and standards.

PRIVACY POLICY

We do not disclose any non-public personal information about
our policyholders or claimants to any third parties except as is
permitted by law. Any such disclosures are made for the purpose
of transacting the business of your insurance coverage or your
claim. We do not sell or market your non-public personal
information.

The Information We Collect

We collect non-public personal information about you from a
variety of sources. The information we collect allows us to
properly underwrite and rate your insurance policy and to
complete the other transactions incidental to your insurance
policy. Sources of information include:

Information we receive from you on applications or other forms
Information about your transactions with us, our affiliates, or
others
Information we receive from a consumer reporting agency
Driver information from the state motor vehicle departments
Medical or financial information
The Information We Disclose

We do not disclose any non-public personal information about
our policyholders except as permitted by law. In some cases this
information can be disclosed to third parties without your
authorization. These disclosures may include those made to
your insurance company, appraisers, independent adjusters,
insurance regulators, and/or your mortgage lender or lien
holder. It is the agency's normal procedure that your policy could
be re-marketed for purposes of renewing or replacing it. We do
not sell our customer lists.

How We Protect Your Personal Information

We restrict access to your personal information to those
employees who need it to provide the insurance products and
services you have requested. We maintain physical, electronic
and procedural safeguards to protect your personal information.

Any Questions?

This notice is required by federal law. If you would like any
additional information, please
contact us.
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