Terms & Conditions
The IBC Solutions Multimedia Network is an online information service provided by IBC Solutions and
subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS
DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING
THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF
YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS
OR USE THE SITE. IBC Solutions  MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH
MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED
AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE
AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL
BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.
The entire contents of the Site are protected by international copyright and trademark laws. The
owner of the copyrights and trademarks are IBC Solutions , its affiliates or other third party licensors.
YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR
DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE
AND/OR SOFTWARE. You may print and download portions of material from the different areas of the
Site solely for your own non-commercial use provided that you agree not to change or delete any
copyright or proprietary notices from the materials. You agree to grant to IBC Solutions  a
non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce,
distribute, transmit, create derivative works of, publicly display and publicly perform any materials and
other information (including, without limitation, ideas contained therein for new or improved products
and services) you submit to any public areas of the Site (such as bulletin boards, forums and
newsgroups) or by e-mail to IBC Solutions  by all means and in any media now known or hereafter
developed. You also grant to IBC Solutions  the right to use your name in connection with the
submitted materials and other information as well as in connection with all advertising, marketing and
promotional material related thereto. You agree that you shall have no recourse against IBC Solutions
 for any alleged or actual infringement or misappropriation of any proprietary right in your
communications to IBC Solutions .

TRADEMARKS
Publications, products, content or services referenced herein or on the Site are the exclusive
trademarks or servicemarks of IBC Solutions . Other product and company names mentioned in the
Site may be the trademarks of their respective owners.

2. Use of the Site.
You understand that, except for information, products or services clearly identified as being supplied
by IBC Solutions , IBC Solutions  does not operate, control or endorse any information, products or
services on the Internet in any way. Except for IBC Solutions - identified information, products or
services, all information, products and services offered through the Site or on the Internet generally
are offered by third parties, that are not affiliated with IBC Solutions  a. You also understand that IBC
Solutions  cannot and does not guarantee or warrant that files available for downloading through the
Site will be free of infection or viruses, worms, Trojan horses or other code that manifest
contaminating or destructive properties. You are responsible for implementing sufficient procedures
and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for
maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE
INTERNET. IBC Solutions  PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES
NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS
WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR
NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR
SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND IBC
Solutions  SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR
INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO
EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE,
SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR
ON THE INTERNET GENERALLY. IBC Solutions  DOES NOT WARRANT THAT THE SERVICE WILL
BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE
CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED
MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR
ACCESS TO SUCH MATERIALS IS AT YOUR RISK. IBC Solutions  HAS NO CONTROL OVER AND
ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
LIMITATION OF LIABILITY

IN NO EVENT WILL IBC Solutions  BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR
INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS,
BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING
OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR
TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY
DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF IBC Solutions  OR ITS AUTHORIZED
REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY
CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE
AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE
SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR
CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
IN SUCH STATES, IBC Solutions  LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED
BY LAW.

IBC Solutions  makes no representations whatsoever about any other web site which you may access
through this one or which may link to this Site. When you access a non-IBC Solutions  web site,
please understand that it is independent from IBC Solutions , and that IBC Solutions  has no control
over the content on that web site. In addition, a link to a IBC Solutions  web site does not mean that
IBC Solutions  endorses or accepts any responsibility for the content, or the use, of such web site.

3. Indemnification.
You agree to indemnify, defend and hold harmless IBC Solutions , its officers, directors, employees,
agents, licensors, suppliers and any third party information providers to the Service from and against
all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any
violation of this Agreement (including negligent or wrongful conduct) by you or any other person
accessing the Service.

4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of IBC
Solutions  and its officers, directors, employees, agents, licensors, suppliers, and any third party
information providers to the Service. Each of these individuals or entities shall have the right to assert
and enforce those provisions directly against you on its own behalf.

5. Term; Termination.
This Agreement may be terminated by either party without notice at any time for any reason. The
provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3
(Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this
Agreement.

6. Refund Policy.
Because IBC Solutions  incurs substantial costs for creating a new account for each new member to
use, all purchases and membership plans are non-refundable.

7. Miscellaneous.
This Agreement shall all be governed and construed in accordance with the laws of The United States
of America applicable to agreements made and to be performed in The United States of America. You
agree that any legal action or proceeding between IBC Solutions  and you for any purpose
concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a
federal or state court of competent jurisdiction sitting in The United States of America . Any cause of
action or claim you may have with respect to the Service must be commenced within one (1) year
after the claim or cause of action arises or such claim or cause of action is barred. IBC Solutions 's
failure to insist upon or enforce strict performance of any provision of this Agreement shall not be
construed as a waiver of any provision or right. Neither the course of conduct between the parties nor
trade practice shall act to modify any provision of this Agreement. IBC Solutions  may assign its rights
and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.
You are not authorized to use this sevice unless you agree to the Terms Of
Services. Please visit
www.ibcsolutions.net/nns for on line payment
By entering your name in the text field
above, you agree to the Terms Of
Service outline above as published
on www.ibcsolutions.net/tos2007
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